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Two Recent Card Payment Developments

August 18, 2017

Authors

Robert Klingler and Stan Koppel

Two Recent Card Payment Developments

August 18, 2017

by: Robert Klingler and Stan Koppel

Our Bryan Cave-affiliated sister site, the BC Retail Law Blog, recently published two posts that may be of interest to our banking, fintech and payments clients.

In “Bans on Credit Card Surcharges Face First Amendment Challenges,” the Retail Law Blog looks at how state laws that prohibit retailers from charging customers a surcharge for using a credit card are being

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Thoughts on Payment Systems for Banks

April 14, 2017

Authors

Robert Klingler

Thoughts on Payment Systems for Banks

April 14, 2017

by: Robert Klingler

the-bank-accountthe-bank-accountJonathan and I sat down with our colleague, Stan Koppel, on Thursday, April 13th to discuss the intersection of payment systems and banks.   Stan joined Bryan Cave LLP following a 28-year stint with VISA, where he was originally the third lawyer employed.  In this episode of The Bank Account, Stan shares his background and touches on what’s working now and what’s ahead in the payments world for financial institutions.

Topics covered include banking the

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U.S. Supreme Court Rules NY Surcharge Law Regulates Speech

April 3, 2017

Authors

Stan Koppel

U.S. Supreme Court Rules NY Surcharge Law Regulates Speech

April 3, 2017

by: Stan Koppel

What the U.S. Supreme Court Did

The U.S. Supreme Court ruled last week that New York’s statutory ban on merchant’s surcharging customers who choose to pay with credit cards is a regulation of speech and is not merely a regulation of pricing conduct, as the lower court had ruled. New York’s statute, N. Y. Gen. Bus. Law Ann. §518, makes it a misdemeanor punishable

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Rinearson Identifies How US is Behind in FinTech Innovation

January 6, 2016

Authors

Bryan Cave Leighton Paisner

Rinearson Identifies How US is Behind in FinTech Innovation

January 6, 2016

by: Bryan Cave Leighton Paisner

London and New York Partner Judith Rinearson authored a “Bankthink” opinion piece posted on the front page of American Banker  on Dec. 28 regarding differences in how the payments industry is perceived and supported in the U.S. and Europe.

“My biggest surprise after moving to London in September is how far the U.S. has to catch up to the United Kingdom and other European Union countries in the fintech and payments innovation race. Compared with their U.S. counterparts, U.K. and EU regulators are really trying to encourage payment innovation through licensing regimes. One thoughtful and pragmatic step taken by

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Bank Regulators take Aim at Payday Lenders and AML Control

April 21, 2015

Authors

Bryan Cave Leighton Paisner

Bank Regulators take Aim at Payday Lenders and AML Control

April 21, 2015

by: Bryan Cave Leighton Paisner

In two recent posts on BryanCavePayments.com, Bryan Cave attorneys have addressed new developments related to the CFPB’s efforts to regulate payday lenders through their banking relationships as well as statements from New York’s top banking regulators suggesting that bank executives should be held personally liable for anti-money laundering violations.

On April 1st (but unfortunately not part of any April Fools joke), John Reveal published a post on the CFPB’s efforts against payday lenders.

In May 2014, the Department of Justice (DOJ) and the FDIC were criticized by the U.S. House of Representatives’ Committee on Oversight and Government Reform

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Bryan Cave Sponsors 16th Annual Southeastern Bank Management & Directors Conference

January 27, 2012

Authors

Bryan Cave Leighton Paisner

Bryan Cave Sponsors 16th Annual Southeastern Bank Management & Directors Conference

January 27, 2012

by: Bryan Cave Leighton Paisner

Bryan Cave is pleased to once again serve as a sponsor of 16th Annual Southeastern Bank Management & Directors Conference, hosted by UGA’s Terry College of Business on February 9, 2012.  The conference’s theme for this year is “Banks & Emerging Retail Payments Systems: Opportunity or Threat?” and this year’s keynote speaker will be E. Robinson McCraw, CEO and Chairman of Renasant Bank.

Topics will include Regulations in Payment Systems, Monetizing Payments and Non-Lending Activities, the Retail Landscape, Getting Management and Your Board to think about Payments, and Evolving Accounting Standards and Compensation Policies.  Download the conference agenda or

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Federal Reserve Board Issues Final Gift Card Rules

March 29, 2010

Authors

Bryan Cave Leighton Paisner

Federal Reserve Board Issues Final Gift Card Rules

March 29, 2010

by: Bryan Cave Leighton Paisner

On March 23, 2010, the Federal Reserve Board issued its final rule, a summary and analysis of the final rule, and the official staff interpretation of the final rule in connection with Title IV of the CARD Act (the “Final Rules” or “Rules”).  The Final Rules are comparable to the proposed rules that were issued in November 2009, and follow the gift card related provisions set forth in the CARD Act addressing fees, expiration, disclosures, and various exemptions.  Set forth in this Bryan Cave Client Alert is a brief summary of key provisions of the Rules.

The Rules set

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