Bryan Cave Leighton Paisner Banking Blog

Bank BCLP

Klingler

Main Content

10 Year Anniversary of the TARP Capital Purchase Program

October 15, 2018

Authors

Robert Klingler

10 Year Anniversary of the TARP Capital Purchase Program

October 15, 2018

by: Robert Klingler

Ten years ago, on October 13, 2008, the U.S. Treasury Secretary Henry Paulson effectively locked the CEO’s of the nine largest banks in the United States in a conference room and demanded that they accept an investment from the U.S. Government. Although we had front row seats for much of the activity over the ensuing years, reading the New York Times summary of that meeting from the following day still provides a sense of just how shocking all of this was.

Read More

10 Years of Troubled Asset Relief Program

October 3, 2018

Authors

Robert Klingler

10 Years of Troubled Asset Relief Program

October 3, 2018

by: Robert Klingler

10 Years ago today, on October 3, 2008, President George W. Bush signed the Emergency Economic Stabilization Act of 2008, creating the Troubled Asset Relief Program (TARP) and authorizing the expenditure of up to $700 billion.  Pursuant to its obligations under TARP, the Treasury still publishes regular reports on its investments and activities thereunder.  The Treasury has also published a TARP Tracker

Read More

Acronym Soup: A Discussion of Regulatory Reform

October 2, 2018

Authors

Robert Klingler

Acronym Soup: A Discussion of Regulatory Reform

October 2, 2018

by: Robert Klingler

On September 28th, Jonathan and I recorded a brief podcast on the impact of regulatory reform on community banks in 2018.  Before turning to substance, I first congratulated Jonathan on his ability to combine two of our shared passions: college football and mergers & acquisitions.  Jonathan’s post on a Football Fan’s

Read More

Two Key EGRRCPA Provisions Now Effective

September 10, 2018

Authors

Robert Klingler

Two Key EGRRCPA Provisions Now Effective

September 10, 2018

by: Robert Klingler

As of the end of August 2018, two key provisions of The Economic Growth, Regulatory Relief, and Consumer Protection Act (aka the Crapo bill, S.2155, or increasingly, EGRRCPA) have become effective: the increase in the small bank holding company policy statement threshold and the increase in the expanded examination cycle threshold.  Before looking at those provisions, I have to acknowledge the fabulous Wall Street Journal story by Ryan Tracy, “Can You Say EGRRCPA? Tongue-Twister Banking Law Confuses Washington.”  Personally, I’m now leaning towards “egg-rah-sip-uh.”

Read More

We’re Back! And Having a Conversation with Terry Ammons

August 20, 2018

Authors

Robert Klingler

We’re Back! And Having a Conversation with Terry Ammons

August 20, 2018

by: Robert Klingler

Our unannounced and unplanned summer hiatus is over, and Jonathan and I are back in the studio to provide the latest episode of The Bank Account.  Between travel for various banking conferences, a full work plate, and a few summer vacations, we stepped away from the podcasting studios for a few months (or

Read More

2017 Landscape of U.S. Banking Industry

July 24, 2018

Authors

Robert Klingler

2017 Landscape of U.S. Banking Industry

July 24, 2018

by: Robert Klingler

The U.S. depository industry has continued its path of consolidation, but as of the end of 2017, there are still over 5,600 banks chartered in the United States.  This represents a decline of just under 3,000 charters from 10-years earlier, as mergers, receiverships and a near complete dearth of de novo activity have continued to shrink the number of banks.

As of December 31, 2017, we had 5,679 depository institutions with $17.5 trillion in total assets.  That represents a decline of 243 institutions an increase of $600 million in assets since the end of 2016, and a decline of 2,865

Read More

The Atlanta Banking Landscape

May 17, 2018

Authors

Robert Klingler

The Atlanta Banking Landscape

May 17, 2018

by: Robert Klingler

Jonathan and I discuss the evolving landscape for banking in our hometown, Atlanta, Georgia, in this latest episode of The Bank Account.

the-bank-accountthe-bank-accountSince the beginning of 2018, there has been steady stream of significant deals affecting the Atlanta

Read More

Ragnar!

April 20, 2018

Authors

Robert Klingler

Ragnar!

April 20, 2018

by: Robert Klingler

On April 13 and 14, 2018, the Financial Services Corporate and Regulatory Team of Bryan Cave Leighton Paisner sponsored two teams at the Atlanta Ragnar Trail race.  On this episode of The Bank Account, Jonathan and I discuss the Ragnar race, our thoughts about the Ragnar race, the ambiance of the Ragnar race, the decline of multi-bank charter

Read More

Introducing BCLP and Barry Hester

April 9, 2018

Authors

Robert Klingler

Introducing BCLP and Barry Hester

April 9, 2018

by: Robert Klingler

Jonathan and I discuss two major deals for our us: the formation of Bryan Cave Leighton Paisner (BCLP) and the return or Barry Hester in this latest episode of The Bank Account.

Bryan Cave Leighton Paisner LLP is the result of the mergers of historically U.S.-based Bryan Cave LLP and historically U.K.-based Berwin Leighton Paisner LLP.  As a truly global firm

Read More

Senate-passed Regulatory Reform Offers Real Benefits to Depository Institutions under $10 Billion in Assets

March 15, 2018

Authors

Robert Klingler

Senate-passed Regulatory Reform Offers Real Benefits to Depository Institutions under $10 Billion in Assets

March 15, 2018

by: Robert Klingler

On March 14, 2018, the Senate passed, 67-31, the Economic Growth, Regulatory Relief and Consumer Protection Act, or S. 2155.  While it may lack a catchy name, its substance is of potentially great importance to community banks.

The following summary focuses on the impact of the bill for depository institutions with less than $10 billion in consolidated assets.  The bill would also

Read More
The attorneys of Bryan Cave LLP make this site available to you only for the educational purposes of imparting general information and a general understanding of the law. This site does not offer specific legal advice. Your use of this site does not create an attorney-client relationship between you and Bryan Cave LLP or any of its attorneys. Do not use this site as a substitute for specific legal advice from a licensed attorney. Much of the information on this site is based upon preliminary discussions in the absence of definitive advice or policy statements and therefore may change as soon as more definitive advice is available. Please review our full disclaimer.