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Announcing the Consumer Banking Blog

June 5, 2015

Authors

Robert Klingler and Seyi Iwarere

Announcing the Consumer Banking Blog

June 5, 2015

by: Robert Klingler and Seyi Iwarere

It is with great pleasure that we announce that we have launched a new blog on consumer banking compliance issues.  Authored by Bryan Cave Partner, John ReVeal, the ConsumerBankingBlog provides commentary and perspective on new and proposed consumer compliance regulations, regulatory enforcement actions and trends, and the shenanigans of banking regulators.  With John’s unique, unfiltered, opinions, we think you’ll find the ConsumerBankingBlog to be very different from your typical banking compliance site.

John’s goal for the ConsumerBankingBlog is to foster discussion – an open exchange of ideas between readers and John.  Comments are strongly encouraged…

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CFPB Takes Aim at Indirect Auto Lending

February 10, 2015

Authors

Bryan Cave Leighton Paisner

CFPB Takes Aim at Indirect Auto Lending

February 10, 2015

by: Bryan Cave Leighton Paisner

State and federal law enforcement agencies are now taking aim, on both the consumer protection and fraudulent loan securitizations fronts, at what they consider to be questionable practices by automobile lenders.

On the consumer protection front, the Consumer Financial Protection Bureau (CFPB) initially dipped a toe into this area through a bulletin in May 2013, claiming that lenders that offer auto loans through dealerships are responsible for unlawful, discriminatory pricing. According to the CFPB, the main culprits are indirect auto lenders that allow the dealer to charge a higher interest rate than the rate the lender offers the dealer, with

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Welcome to 2015: Another Big Year for Consumer Financial Services Regulation

January 9, 2015

Authors

Seyi Iwarere

Welcome to 2015: Another Big Year for Consumer Financial Services Regulation

January 9, 2015

by: Seyi Iwarere

As we begin 2015, it is worth noting the various federal regulations that will or might take effect. This article summarizes the key regulations that took effect late in 2014, that will take effect in 2015, and that have at least some potential of taking effect in 2015. We focus here on those regulations directly impacting consumer financial services.

Rules Taking Effect in 2015 (and Late 2014)

Integrated Disclosures under the Real Estate Settlement Procedures Act (Regulation X) and Truth in Lending Act (Regulation Z)

Perhaps the most significant new consumer regulations to take effect in 2015 are the integrated

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April 2014 Client Alerts

April 28, 2014

Authors

Bryan Cave Leighton Paisner

April 2014 Client Alerts

April 28, 2014

by: Bryan Cave Leighton Paisner

Practice groups throughout Bryan Cave often prepare alerts on issues of interest to our clients and friends. Listed below are the Client Alerts published in April 2014.  Please click on the title to read the full text of the Alert.

 U.S. Supreme Court Clarifies Test For Standing to Sue Under Federal False Advertising Statute And Rejects Test Used by Several Circuits to Prohibit Suits Brought By Non-Competitor Businesses, published by the Commercial Litigation, Intellectual Property and Trademarks practice groups on April 1, 2014.

The Australian Privacy Principles:  They don’t apply to me, do they?, published by the Data Privacy

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