It is with great pleasure that we announce that we have launched a new blog on consumer banking compliance issues. Authored by Bryan Cave Partner, John ReVeal, the ConsumerBankingBlog provides commentary and perspective on new and proposed consumer compliance regulations, regulatory enforcement actions and trends, and the shenanigans of banking regulators. With John’s unique, unfiltered, opinions, we think you’ll find the ConsumerBankingBlog to be very different from your typical banking compliance site.
John’s goal for the ConsumerBankingBlog is to foster discussion – an open exchange of ideas between readers and John. Comments are strongly encouraged… subject to the site’s Rules for Comments, of course. (We’re still lawyers, after all.)
We invite you to read the entire site, but here are some recent posts that we found particularly interesting:
- Don’t Be a Jerk – John contemplates why debt collectors just can’t behave.
- Is the CFPB Preparing to Ban Overdraft Programs? – John considers the CFPB’s recent actions and whether discretionary overdraft programs will be regulated out of existence.
- The CFPB at Work – John briefly summarizes 40 of CFPB’s recent enforcement actions and marvels at the enormous scope of the CFPB’s jurisdiction.
- CFPB Quietly Expanding Federal Preemption of State Laws – In this two part post, John argues that the CFPB is expanding federal preemption by broadening existing rules to cover more products, and considers whether this should be welcomed or fought.
- The Future of Banking – John’s first post that launched ConsumerBankingBlog, makes the case that the bank of tomorrow is less about the bank and more about the app.
We still intend to post about consumer compliance issues, including posts by John, on BankBryanCave.com, but for an unfiltered look at John’s thinking, we encourage you to also visit (and consider subscribing to) the ConsumerBankingBlog.