A collection of new banking resources from around the internet:

• Doreen Eberley Appointed Director of Division of Risk Management Supervision – Former Acting Regional Director in Atlanta, Ms. Eberley will now be in charge of all risk management supervision for the FDIC.
• December 2012 TARP Monthly Report to Congress – Treasury reports that the bank investment programs under TARP have already generated $23 billion in positive returns to US taxpayers.
• Treasury Announces Another Delay to Pooled TARP Auctions – In light of “strong market receptivity” to the earlier auction rounds, Treasury is providing remaining smaller TARP entities another 90 days to opt-out of the pooled auctions.  This presumably indicates that Treasury has no plans to conduct pooled auctions until May at the earliest.
• Hilarious bad lip reading of NFL players – Worth it just to hear Peyton Manning extoll the benefits of potions to make his wide receivers run faster.  Rise up, Atlanta!
• Harvard Blog Post on Optimal Bank Capital Regulation – New paper concludes that BASEL III is a move in the “right direction” with regard to establishing better capital requirements in this review of the procyclical effects of bank capital.
• CFPB Publishes Revised RESPA and Truth in Lending Act Regulations – Further analysis forthcoming on BankBryanCave and a free webinar through BAI featuring Bryan Cave attorneys John ReVeal and Barry Hester on Tuesday, January 22, 2012.
• FSOC Extends Comment Period on Money Market Fund Reforms – The Financial Stability Oversight Council is providing another month for comments on for money market mutual fund reforms.
• Agencies Issue Final Rule on Appraisals for Higher-priced Mortgage Loans – The requirement for higher-priced home-purchase mortgage loans is intended to address fraudulent property flipping by seeking to ensure that the value of the property legitimately increased.

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