Our TARP Capital Spreadsheet for Private Banks provides a basic analysis of the terms of TARP Capital under the newly announced term sheet for non-public institutions.  By adjusting the Risk Weighted Assets and percentage of Risk Weighted Assets that an institution is requesting in TARP Capital (minimum 1% and maximum is 3%), an institution can review the estimated annual interest costs of the Preferred stock and the Warrant Preferred stock, as well as the ultimate redemption cost.